Estrella Landing
Exhibit B.1 - Member Resumes 2022.pdf Microsoft Word - Resume - SLN Affor Housing.doc
STEPHANIE L. NORRIS, PE, Broker Ms. Norris has over 26 years of civil engineering and affordable housing development experience, including various aspects of property management
on multi-family projects. This combined experience has involved the following duties. EXPERIENCE SPAULDING & NORRIS, PA May 1999 to January 2017 President & Principal Engineer Site
reconnaissance and research for project due diligence and planning; Stormwater hydrology and hydraulic analysis; Flood study analysis; Sanitary sewer and water system design; Roadway
design and pavement marking plans; Environmental site assessment for FONSI/HUD Release of Funds notifications and Phase I investigations and reporting; Preparation of project specifications;
Construction management; and directed the financial and corporate decisions for the company. SNW, LLP & OTTER CREEK PARTNERS, LLC & TERROIR DEVELOPMENT, LLC 2004 to Present General
Partner, Managing Member & Developer Initiates the site and market location process; Prepares applications for funding from public agencies; Coordinates with market analysts/appraisers/attorneys/de
sign consultants for land acquisition and multiple loan closings; Negotiates and coordinates with consultants for site plan and construction document approvals; Administers the construction
bidding process; Oversees construction pay requests and project budgets; Negotiates with potential equity investors and funding providers; Coordinates with accountant for final cost
certifications; Manage all due diligence for equity installments. NORCO MANAGEMENT HOLDING, INC. 2007 to Present Secretary-Treasurer & Licensed Real Estate Broker Assists staff with
project rent-up process and tenant certifications; Assists Broker-in-Charge with evaluation of accounts receivable (rent collections and subsidy payments from public agencies), accounts
payable for project expenses, trust account and reserve account reconciliations; Monitors budget vs. actual percentages and vacancy reports to anticipate/avoid project cost
overruns; Coordinates with Equity Investors, USDA Rural Development, NC Housing Finance Agency, Public and Private Lenders to ensure loans and subsidy funds are paid timely and address
items from compliance inspections; Coordinate with management and maintenance teams to address property related issues. EDUCATION • North Carolina State University – Bachelor of Science
in Civil Engineering, 1991 LICENSURES & MEMBERSHIPS • North Carolina Professional Engineer – License 23048, 1997 • North Carolina Real Estate Broker – License 262577, 2008 • American
Society of Civil Engineers – North Carolina Chapter • North Carolina Housing Coalition Member Stephanie L. Norris, PE Page 2 AFFORDABLE HOUSING EXPERIENCE OWNER & DEVELOPER: • Highlands
Village Apartments, New Bern, NC – 60 tax credit apartment units for Families developed by Terroir; Status: LIHTC Award 2020, construction in progress; Funding Sources: NCHFA WHLP
Loan, Tax Credit Equity, Merchants Capital Permanent Loan; Equity Investor: Merchants Capital; Property Management by Norco. • Artesa Village Apartments, Sunset Beach, NC - 72 tax credit
apartment units for Families developed by Terroir; Status: LIHTC Award 2018, all units complete and occupied; Funding Sources: NCHFA WHLP Loan, Tax Credit Equity, Merchants USDA 538
Loan; Equity Investor: Boston Financial; Property Management by Norco. • Bennett Village Apartments, Wilmington, NC - 72 tax credit apartment units for Families developed by Terroir;
Status: LIHTC Award 2018, all units complete and occupied; Funding Sources: NCHFA WHLP & RPP Loans, Tax Credit Equity, Merchants Freddie Mac Loan; Equity Investor: Boston Financial;
Property Management by Norco. • Lockwood Village Apartments, Wilmington, NC - 60 tax credit apartment units for Families developed by SNW, LLP; Status: LIHTC Award 2013, all units
complete and occupied; Funding Sources: NCHFA, City of Wilmington, Tax Credit Equity, CICCAR; Equity Investor: Boston Financial; Engineering Services provided by S&N; Property Management
by Norco. • Ravenswood Apartments and Ravenswood Reserve Apartments, Wilson, NC - 132 tax credit apartment units for Families and Seniors developed by SNW, LLP and Otter Creek Partners,
LLC; Status: Family LIHTC Award 2013, Senior LIHTC Award 2016, all units complete and occupied; Funding Sources: NCHFA, Tax Credit Equity, CICCAR; Equity Investor: Boston Financial;
Engineering Services provided by S&N; Property Management by Norco. • Covey Run Apartments Phases 1 & 2 and Covey Reserve Apartments, Whiteville, NC – 140 tax credit apartment units
for Families (96 units) and Seniors (44 units) developed by SNW, LLP; Status: Family LIHTC Awards 2008 and 2010, Senior LIHTC Award 2012, all units complete and occupied; Funding
Sources: NCHFA and Tax Credit Equity; Equity Investor: Community Affordable Housing Equity Corporation (CAHEC); Engineering Services provided by Spaulding & Norris, PA (S&N); Property
Management by Norco Management, Inc. (Norco). • Maple Ridge Apartments Phases 1 & 3, Fayetteville, NC – 128 tax credit apartment units for Families developed by SNW, LLP; Status: LIHTC
Awards 2006 and 2008, all units complete and occupied; Funding Sources: NCHFA, Tax Credit Equity, City of Fayetteville, Community Investment Corporation of the Carolinas
(CICCAR); Equity Investor: Raymond James Tax Credit Funds and CAHEC; Engineering Services provided by S&N; Property Management by Norco. • Waterbrook Apartments, Raleigh, NC – 64 tax
credit apartment units for Seniors developed by SNW, LLP; Status: LIHTC Award 2005, all units complete and occupied; Funding Sources: NCHFA, Tax Credit Equity, City of Raleigh,
Wake County, CICCAR; Equity Investor: Raymond James; Engineering Services provided by S&N; Property Management by Norco. ENGINEER: • Forrest Road and Starmount Circle, Wilson, NC –
68 unit rehab and 48 HUD funded apartments for Seniors developed and managed by Wilson Housing Authority; Status: All units complete and occupied; Engineering Services provided by S&N
and included the preparation of the Preliminary Site Plan and Site Construction Drawings for approval and permitting by the City of Wilson. • Willow Oak Run Apartments, Charlotte,
NC – 51 tax credit apartments for Families developed and managed by Mills Construction and United Management; Status: All unites complete and occupied; Engineering Services provided
by S&N and included Due Diligence research, Boundary & Topographic Surveys, Preliminary Site Plan for City of Charlotte funding, and Site Construction Drawings for approval and permitting
by the City of Charlotte and Mecklenburg County. • Oak Hill Apartments, Oak Hollow Apartments, Hope Crest Apartments, Robertson Hill Apartments, & Salisbury Apartments, various locations
in Raleigh, NC – typically 10 to 12 HUD funded apartments for the homeless and disabled residents developed and managed by Community Alternatives for Supportive Abodes (CASA); Status:
All units complete and occupied; Engineering Services provided by S&N and included Due Diligence research, Preliminary Site Plan and Site Construction Drawings for approval and permitting
by the City of Raleigh. • USDA Rural Development & Tax Credit Apartments, various locations throughout NC – Engineering Services provided by S&N to secure Preliminary Plan and Site
Construction Drawing approvals from various municipalities and applicable permits from NCDENR and NCDOT. Services for the Norris Asset properties listed below included funding application
preparation and due diligence for closings with USDA, NCHFA and the Equity Investor. JOAN O. NORRIS, Owner & Broker-in-Charge Ms. Norris has over 45 years of experience in the real
estate industry, which started with bookkeeping and has focused on property management and development specifically for affordable, multi-family housing for the past 40 years. EXPERIENCE
TED O. MCGEE REAL ESTATE (Columbia, SC) 1974 to 1977 Property Manager • Bookkeeping for the company and all multi-family properties – A/P, A/R, Budgets, Reporting to Owners
• Managed all in-house and site personnel, including maintenance • On-Site & Off-Site Property Manager for an apartment complex and mobile home subdivision NDG MANAGEMENT (Fayetteville,
NC) 1978 to 1984 Property Manager • Setup the entire company and created all forms, policies, applications, leases, certifications • Bookkeeping for the company
and all properties – A/P, A/R, Budgets, Reporting to Agencies & Investors • Managed all in-house and site personnel, including maintenance • On-Site Property Manager for various apartment
complexes NORCO MANAGEMENT, INC. & NORCO MANAGEMENT HOLDING, INC. 1989 to Present President, Chief Executive Officer & Broker-in-Charge • Setup the entire company and created all
forms, policies, applications, leases, certifications • Bookkeeping for the company and all properties – A/P, A/R, Budgets, Reporting to Agencies & Investors • Managed all in-house
and site personnel, including maintenance SNW, LLP & OTTER CREEK PARTNERS, LLC & TERROIR DEVELOPMENT, LLC 2004 to Present General Partner, Member & Developer • Assists with site prospects
– location and due diligence • Assists with funding applications – review, budget preparation and due diligence • Assists with the construction bidding process, construction pay requests
and development budgets • Negotiates with potential equity investors and funding providers • Assists with due diligence for equity disbursements and review of final cost certifications
• Manages the rent-up process and property management during operations EDUCATION & CERTIFICATIONS • Hoke County High School Graduate June 1968 • NCHFA Tax Credit
Compliance Training • NCHFA and USDA Fair Housing Training • Spectrum Training for USDA and LIHTC Compliance • NC Real Estate Commission Licensure Courses & Continuing Education • National
Center for Housing Management Tax Credit Specialist LICENSURES • North Carolina Real Estate Broker-in-Charge – License 263809 2010 to Present • South Carolina Real
Estate Broker – License 77930 2010 to Present Joan O. Norris, President Page 2 AFFORDABLE HOUSING EXPERIENCE OWNER, DEVELOPER & PROPERTY MANAGER: • Highlands Village Apartments,
New Bern, NC - 60 tax credit apartment units for Families developed by Terroir; Status: LIHTC Award 2020, construction in progress; Funding Sources: NCHFA, Tax Credit Equity, Merchants
Capital; Equity Investor: Merchants Capital; Property Management: Norco. • Artesa Village Apartments, Sunset Beach, NC - 72 tax credit apartment units for Families developed by Terroir;
Status: LIHTC Award 2018, all units complete and occupied; Funding Sources: NCHFA, Tax Credit Equity, Merchants Capital USDA 538 Loan; Equity Investor: Boston Financial; Property Management:
Norco. • Bennett Village Apartments, Wilmington, NC - 72 tax credit apartment units for Families developed by Terroir; Status: LIHTC Award 2018, all units complete and occupied; Funding
Sources: NCHFA, Tax Credit Equity, Merchants Capital Freddie Mac Loan; Equity Investor: Boston Financial; Property Management: Norco. • Lockwood Village Apartments, Wilmington, NC
- 60 tax credit apartment units for Families developed by SNW, LLP; Status: LIHTC Award 2013, all units complete and occupied; Funding Sources: NCHFA, City of Wilmington, Tax Credit
Equity, CICCAR; Equity Investor: Boston Financial; Property Management: Norco. • Ravenswood Apartments & Ravenswood Reserve Apartments, Wilson, NC - 132 tax credit apartment units
for Families (72 Units) & Seniors (60 Units) developed by SNW, LLP & Otter Creek Partners, LLC; Status: Family LIHTC Award 2013, Senior LIHTC Award 2016, all units complete and occupied;
Funding Sources: NCHFA, Tax Credit Equity, CICCAR; Equity Investor: Boston Financial; Property Management: Norco. • Covey Run Apartments Phases 1 & 2 and Covey Reserve Apartments,
Whiteville, NC – 140 tax credit apartment units for Families (96 units) and Seniors (44 units) developed by SNW, LLP; Status: Family LIHTC Award 2008 and 2010, Senior LIHTC Award 2012,
all units complete and occupied; Funding Sources: NCHFA and Tax Credit Equity; Equity Investor: Community Affordable Housing Equity Corporation (CAHEC); Property Management: Norco.
• Maple Ridge Apartments Phases 1 & 3, Fayetteville, NC – 128 tax credit apartment units for Families developed by SNW, LLP; Status: LIHTC Awards 2006 and 2008, all units complete
and occupied; Funding Sources: NCHFA, Tax Credit Equity, City of Fayetteville, Community Investment Corporation of the Carolinas (CICCAR); Equity Investor: Raymond James Tax Credit
Funds and CAHEC; Property Management: Norco. • Waterbrook Apartments, Raleigh, NC – 64 tax credit apartment units for Seniors developed by SNW, LLP; Status: LIHTC Award 2005, all
units complete and occupied; Funding Sources: NCHFA, Tax Credit Equity, City of Raleigh, Wake County, CICCAR; Equity Investor: Raymond James Tax Credit Funds; Property Management:
Norco. • USDA Rural Development & Tax Credit Apartments, various locations throughout NC and SC – Units subsidized by Project Based Rental Assistance; Property Management: Norco.
North Carolina Properties: Trent River, Trenton (24 units) Oxford Place, Beulaville (24 units) Raintree, Rose Hill (24 units) Longview, Maysville (24 units) Trenton Apartments, Trenton
(10 units) Fiddlers Creek, Southport (24 units) South Carolina Properties: Marlboro Place, Bennettsville (48 units) Hampton Place, Whiteville (28 units) Springwood, Richlands
(24 units) Windtree, Southport (24 units) Baytree, Richlands (24 units) Green Acres, Magnolia (10 units) Benchmark, China Grove (24 units)
Exhibit B.2 - Norco - Real Estate Schedule 2022-06-17.pdf Freddie Mac MF Form 1116 - NORCO 2021-06-07.xlsm
Borrower or Borrower Principal (referred to as COMPANY below)As-Of Date: Property InformationOwnershipDebtCash FlowValuation NCHFA (WHLP)Fixed12/01/49$250,000$0 32NCHFA (RPP)Variable10/12/38$800,000T
BD $615,470$301,400$314,0701.54$4,500,0007.0%$62,50078% 31 Bennett Village Apts5745 Bennett Village Place WilmingtonNCStabilizedMF (Sect 8 and/or LIHTC) 72202097%2019MCC (FR MAC)Fixed10/12/36$3,248,
000$203,536Amortizing 30 NCHFA PLPOther09/19/37$393,200$0Interest Only Interest Only$70,969$50,395$20,5742.40$0 29 Green Acres Apts (REHAB)101 N. Peterson StMagnoliaNCStabilizedMF (Sect
8 and/or LIHTC) 102010100%2006USDA RDOther???$611,373$8,556 1.89$0 28 Trenton Apts (REHAB)111 Magnolia LnTrentonNCStabilizedMF (Sect 8 and/or LIHTC) 10201190%2006USDA RDOther???$610,985$7,870Interes
t Only$74,919$66,056$14,863 $0 27 Marlboro Place Apts Ph 2813 Cheraw StBennettsvilleSCStabilizedSeniors241992100%1991USDA RDOther01/01/42$708,806$21,338Interest Only$167,933$127,642$40,2911.89
$0 26 Marlboro Place Apts Ph 1813 Cheraw StBennettsvilleSCStabilizedSeniors24199196%1990USDA RDOther01/01/41$708,381$21,540Interest Only$168,733$128,928$39,8051.85 $0 NCHFA STCOther01/01/32$162,729$
10,908Interest Only 25Fiddlers Creek Apts1211 N. Caswell AveSouthportNCStabilizedMF (Sect 8 and/or LIHTC) 241989100%1989USDA RDOther01/01/39$1,044,798$31,514Interest Only$162,239$118,256$43,9831.40
2.13$0 NCHFA STCOther01/01/32$147,225$9,984Interest Only 24Windtree Apts1229 N. Caswell AveSouthportNCStabilizedSeniors242002100%2001USDA RDOther01/01/32$464,589$12,953 1.63$0 NCHFA STCOther01/01/33
$161,860$10,174Interest Only 23Hampton Place Apts800 Blue Jean RdWhitevilleNCStabilizedMF (Sect 8 and/or LIHTC) 28200296%2001USDA RDOther01/01/32$542,445$15,354Interest Only$191,147$149,758
2.78$0 NCHFA STCOther01/01/32$143,406$8,872Interest Only 22Raintree Apts104 Raintree CtRose HillNCStabilizedMF (Sect 8 and/or LIHTC) 242003100%2002USDA RDOther01/01/33$357,430$10,153Interest Only$17
1,416$114,828$56,588 $0 21 Oxford Place Apts131 Oxford CtBeulavilleNCStabilizedSeniors242003100%2002USDA RDOther01/01/33$352,686$10,001Interest Only$166,120$121,909$44,2112.34 Interest Only
15 NCHFA STCOther10/01/36$519,893$0 NCHFA RPPOther12/01/27$450,777$6,525Interest Only Interest Only 140.00 CountyOther01/01/29$310,458$10,500 CityOther09/01/27$609,186$19,950Interest Only
Amortizing$403,159$311,884$91,275 13 Waterbrook Apts311 Stoney Moss DrRaleighNCStabilizedSeniors6420071.77$0 98%2006CICCARFixed01/01/38$308,100$31,524 Interest Only 12 NCHFA STCOther08/01/37$760,939
$0 CityOther07/31/27$331,181$10,877Interest Only Interest Only$253,557$184,204$69,353 11 Maple Ridge Apts4810 Canyon Crest CirFayettevilleNCStabilizedMF (Sect 8 and/or LIHTC) 4820082.52$0
98%2006NCHFA RPPOther07/01/28$428,906$16,626 $41,389 Interest Only$167,589$116,673$50,896 I/O or Amortizing EGIOperating ExpensesCurrent NOIDCRCurrent Market Value Interest Only Total
LTV Cap Rate Value per Unit $0 $773,232 $884,111$60,504 $26,157 Amortizing$359,661$181,235$178,4262.06 Real Estate Schedule StabilizedSeniors60 1 Ravenswood Reserve Apts3720 Ashbrook Dr NWWilsonNC
201898%2017Centrant NCHFA RPP Fixed Other 01/01/37 12/01/38 Norco Management Holding, Inc. Maturity Date Outstanding Loan Amount June 17, 2022 StatusUnitsYear Built Current Occupancy
Year AcquiredCompany's Ownership Role Company's Ownership Interest Lender NCHFA WHLPOther 98%2014CICCARFixed 98% #Property NameAddressCityStateAnnual Debt Service Asset TypeLoan Type
2Interest Only 93%2014CICCARFixed11/01/33$559,196$44,340$147,5923.33$0 01/01/48$591,496$0 3Ravenswood Apts3721 Ashbrook Dr NWWilsonNCStabilizedMF (Sect 8 and/or LIHTC) 722015 NCHFA WHLPOther12/01/44
$1,895,224$0Interest Only Amortizing$367,935$220,343 4Lockwood Village Apts2132 San Lucas CtWilmingtonNCStabilizedMF (Sect 8 and/or LIHTC) 602015 NCHFA RPPOther12/01/35$761,256$18,750Interest Only
Amortizing$400,985$269,962$131,0231.33$0 NCHFA WHLPOther12/01/44$530,108$0 12/01/33$1,005,014$79,572 5 CityOther06/01/35$650,000$0Interest Only Interest Only 2012NCHFA STCOther11/01/43$1,661,118$0
6 Covey Reserve Apts200 Jordan LnWhitevilleNCStabilizedSeniors442013Interest Only$229,882$210,359$19,523$0 92%2010NCHFA STCOther10/01/41$1,695,224$0 7 Covey Run Apts Ph 2117 Covey Quail LnWhiteville
NCStabilizedMF (Sect 8 and/or LIHTC) 482011Interest Only$248,486$218,555$29,931$0 98%2008CICCARFixed09/01/40$163,192$14,628 8 Maple Ridge Apts Ph 36736 Bone Creek DrFayettevilleNCStabilizedMF
(Sect 8 and/or LIHTC) 802010 NCHFA RPPOther08/05/30$364,826$53,352Interest Only Amortizing$422,526$275,936$146,5902.16$0 CityOther08/17/29$286,301$13,452 9 NCHFA STCOther09/01/39$1,524,473$0Interest
Only Interest Only0.00 94%2008NCHFA STCOther09/01/39$1,390,997$0 10 Covey Run Apts117 Covey Run LnWhitevilleNCStabilizedMF (Sect 8 and/or LIHTC) 482009Interest Only$258,917$199,295$59,634$0
100%2015USDA RDOther01/01/39$929,671$27,014 16 Benchmark Apts (REHAB)848 Lillian StChina GroveNCStabilizedMF (Sect 8 and/or LIHTC) 242015 $180,357$121,254 NCHFA STCOther01/01/46$483,797$0Interest On
ly Interest Only$171,772$126,604$45,1681.67$0 $59,1032.40$0 17 Baytree Apts (REHAB)401 S. Onslow StRichlandsNCStabilizedSeniors242010100%2010USDA RDOther01/01/40$815,585$24,638Interest Only
USDA RD NCHFA STCOther11/01/40$400,254$0Interest Only 18Longview Apts (REHAB)101 Longveiw LnMaysvilleNCStabilizedMF (Sect 8 and/or LIHTC) 242010100%20102.21$0 Other01/01/40$742,678$22,440Interest On
ly$167,899$118,287$49,612 Other01/01/33$272,468$7,589Interest Only$164,801$124,692$40,159 NCHFA STCOther11/01/40$421,829$0Interest Only 19Trent River Apts600 Iris LnTrentonNCStabilizedMF
(Sect 8 and/or LIHTC) 252003100%2002 USDA RD $0 $56,1782.01 NCHFA STCOther01/01/34$168,001$10,285Interest Only 2.25 20Springwood Apts400 N. Wilmington StRichlandsNCStabilizedMF (Sect
8 and/or LIHTC) 252003100%2002USDA RDOther NCHFA STCOther01/01/34$134,605$8,283Interest Only $0 01/01/33 $703,586$19,604Interest Only$181,735$125,757 Show hints Freddie Mac Multifamily Form 1116 (0
9/2017) Provide comments as necessary for the properties above. 35Highlands Village AptsAugust 2020 LIHTC Award; September 2021 Property Acquistion; November 2021 LIHTC Equity (Merchants
Capital) & Construction Loan (South State Bank) Closings; Property is currently under construction; Lease-Up expected to begin August 2022 37Estrella Landing AptsAugust 2021 LIHTC
Award; Property Acquisition expected in 3rd Quarter 2022; LIHTC Equity & Construction Loan Closings expected late 1st Quarter 2023; June 2022 HUD Environmental Assessment approved;
Permitting in progress NOTE: The properties in the Norco portfolio are not HUD Section 8 properties. All of the Norco properties accept the HUD Housing Choice Voucher, which is assigned
to the Tenant. NCHFA (CDBG)FixedTBD$2,500,000$0 38Gap FundsFixedTBD$3,020,000Based on Cash Flow 0.00$0 37 Estrella Landing Apts4615 Gordon RoadWilmingtonNCUnder Development MF (Sect
8 and/or LIHTC) 84TBDN/A2022MCC (TBD)FixedTBD$4,508,700$307,173Amortizing NCHFA (WHLP)Fixed05/16/52$1,000,000$0 36NCHFA (Relief)FixedTBD$2,228,000$0 $153,167Amortizing0.00$0 35 Highlands Village Apt
s3100 Camden Square Drive New BernNCUnder Development MF (Sect 8 and/or LIHTC) 602022N/A2021MCC (223f)FixedTBD$2,359,521 31Bennett Village AptsAugust 2018 LIHTC Award; March 2019 Property
Acquisition; June 2019 LIHTC Equity (Boston Financial) & Construction Loan (South State Bank) Closings; Jan 2021 Lease Up Complete; Feb, March, April 2021 Stabilized Operations; Freddie
Mac Loan closing complete 33Artesa Village AptsAugust 2018 LIHTC Award; March 2019 Property Acquisition; Feb 2020 LIHTC Equity (Boston Financial) & Construction Loan (South State bank)
Closings; Feb 2021 Lease Up Complete; March, April, May 2021 Stabilized Operations; RD 538 Loan Coversion to Perm complete 34 8Maple Ridge Apts Ph 3 NCHFA(WHLP)Fixed07/01/50$1,081,637$0
FHLB (AHP)Fixed03/05/51$500,000$0 $3,600,0005.8%$50,00090% 33 Artesa Village Apts7828 High Market Street Sunset BeachNCStabilizedMF (Sect 8 and/or LIHTC) 72202097%2019MCC (RD 538)Fixed02/01/60$2,16
9,134$103,908Amortizing$530,140$320,946$209,1942.01 29Green Acres Apts (REHAB)USDA RD PBRA for 9 Units; Property built with RD 515 Loan and Rehab with NCHFA PLP Loan; Purchased from
original owner/developer 28Trenton Apts (REHAB)USDA RD PBRA for 8 Units; Property built with RD 515 Loan and Rehab with MPR Loan; Purchased from original owner/developer 27Marlboro
Place Apts Ph 2USDA RD PBRA for 24 Units; Property built with LIHTC Equity and RD 515 Loan; LP interest purchased by GP 26Marlboro Place Apts Ph 1USDA RD PBRA for 24 Units; Property
built with LIHTC Equity and RD 515 Loan; LP interest purchased by GP 25Fiddlers Creek AptsUSDA RD PBRA for 22 Units; Property built with LIHTC Equity and RD 515 Loan; LP interest purchased
by GP; Applied for tax credits in Jan 2019 to Rehab property 23Hampton Place AptsUSDA RD PBRA for 27 Units; Property built with LIHTC Equity, RD 515 Loan and NCHFA STC Loan. 24Windtree
AptsUSDA RD PBRA for 24 Units; Property built with LIHTC Equity, RD 515 Loan and NCHFA STC Loan. 22Raintree AptsUSDA RD PBRA for 24 Units; Property built with LIHTC Equity, RD 515 Loan
and NCHFA STC Loan. 21Oxford Place AptsUSDA RD PBRA for 24 Units; Property built with LIHTC Equity, RD 515 Loan and NCHFA STC Loan. DCR calculation does not include the total Annual
Debt Service, since there are more than 2 loans. (Total Annual Debt Servce = $81,432; DCR = 1.80) 13Waterbrook AptsDCR calculation does not include the total Annual Debt Service, since
there are more than 2 loans. (Total Annual Debt Servce = $68,499; DCR = 1.33) $117,568$66,238 $6,298,347$4,305,158$1,999,431 10 420.00% 0.00% Property NumberProperty Name 83% Comment
5.8% $183,7341.00 $81,492 $134,605$0 56%15560.8%$7,111 1,126 Total Weighted average $53,602,587$1,473,611$8,100,000 $511,986 0.00 0.00% 100% 1989 2022$4,500,000 Comments 2022 $078%
7.0%$62,50090% Minimum Maximum$615,470$320,946$314,070 $4,508,700$307,173 12/01/49 05/16/52 $70,969$50,395$14,863 16Benchmark Apts (REHAB)USDA RD PBRA for 24 Units; Property built in
1990 with RD 515 Loan; Rehab in 2015 with LIHTC Equity & NCHFA STC Loan 17Baytree Apts (REHAB)USDA RD PBRA for 23 Units; Property built in 1990 with RD 515 Loan; Rehab in 2010 with
LIHTC Equity & NCHFA STC Loan 18Longview Apts (REHAB)USDA RD PBRA for 24 Units; Property built in 1990 with RD 515 Loan; Rehab in 2010 with LIHTC Equity & NCHFA STC Loan 19Trent River
AptsUSDA RD PBRA for 24 Units; Property built with LIHTC Equity, RD 515 Loan and NCHFA STC Loan. 08/11/87$893,376 1292 1989 3.33 Managing Member Data: Otter Creek Partners, LLC: Property
1; SNW, LLP: Properties 3,4,6,7,8,10,11,13; Terroir Development, LLC: Properties 31,33,35,37; Joan O. Norris: Remaining properties 84 90%$3,600,000 20Springwood AptsUSDA RD PBRA
for 24 Units; Property built with LIHTC Equity, RD 515 Loan and NCHFA STC Loan. Freddie Mac Multifamily Form 1116 (09/2017)
Exhibit C - County - EL TRC Approval Letter & Signed Plans 2022-06-30.pdf
Major Subdivision Site Plan TRC Approval- Estrella Landing Apartments- 4615 Gordon Rd Page 1 of 1 MAJOR SUBDIVISION - SITE PLAN APPROVAL To: Stephanie Norris, snorris@norcomanagement.co
m Luke Menius, lmenius@stroudengineer.com From: Zach Dickerson Current Planner Date: June 30, 2022 Subject: Major Subdivision Site Plan TRC Approval
– Estrella Landing Apartments – 4615 Gordon Rd 4615 Gordon Rd, Estrella Landing Apartments, Major Subdivision Site Plan has been approved by the Technical Review Committee (TRC).
The approved plan consists of four buildings on 5.11 acres of land located at 4615 Gordon Rd. (PID# R04300-001-007-000). This approval is valid for two years unless a final plat application
for all or a portion of the project is submitted to the County. The approved preliminary plan is enclosed. Please note the project may be subject to additional regulations of the
County’s development ordinances. In addition, this approval does not relieve the applicant from any law, regulation, or requirement of any other government or regulatory agency. Approval
of this preliminary plan allows for construction plans to be approved for the subject project. Construction plans must be approved prior to full site work taking place on the property.
If you have any questions or concerns, please do not hesitate to contact me at (910) 798-7450 or zdickerson@nhcgov.com. Sincerely, Zachary Dickerson Current Planner cc: TRC
(Fire Services, Engineering, CFPUA, NCDOT)
Exhibit C.1 to C.3 - County - EL Various Permits.pdf SENGGNHC24022071517470
Tree Removal Permit – [4615 Gordon Rd – Estrella Landing Apartments] Page 1 of 2 TREE REMOVAL PERMIT To: Stephanie Norris, snorris@norcomanagement.com Luke Menius,
lmenius@stroudengineer.com From: Zach Dickerson Current Planner Date: July 1, 2022 Subject: Tree Removal Permit – Estrella Landing – 4615 Gordon Rd New Hanover County has approved
tree removal plans and has issued a tree removal permit for the property described below. APPLICANT NAME: Stephanie Norris & Luke Menius PERMIT NUMBER: TR-22-000041 TREE REMOVAL/PROJECT
DESCRIPTION: 2,368 inches of trees being removed, 71 of which are significant. REQUIRED MITIGATION: 142 inches required to be mitigated. APPROVED TREE MITIGATION: Mitigation is provided
by retention of existing trees onsite. ADDRESS: 4615 Gordon Road PARCEL ID NUMBER(S): R04300-001-007-000 Tree removal activities for the above property may begin at this time
in accordance with the County’s regulations and with the following conditions: 1. TREE REMOVAL MUST BE CONDUCTED IN ACCORDANCE WITH THE PLANS APPROVED BY THE COUNTY (ATTACHED TO THIS
PERMIT), INCLUDING PLANS FOR MITIGATING THE REMOVAL OF SIGNIFICANT TREES. FAILURE TO FOLLOW THE APPROVED PLAN MAY RESULT IN A REQUIRED PAYMENT INTO THE COUNTY’S TREE IMPROVEMENT FUND
IN ACCORDANCE WITH COUNTY STANDARDS. Tree Removal Permit – [4615 Gordon Rd – Estrella Landing Apartments] Page 2 of 2 2. AN UNDISTIRBED AREA WITH POROUS SURFACE SHALL BE RESERVED
AROUND EACH TREE RETAINED TO COMPLY WITH COUNTY STANDARDS AS DETERMINED BY THE TREE’S DRIP RING OF ITS NATURAL CANOPY. 3. TREE PROTECTION FENCING: A. PRIOR TO ANY CLEARING, GRADING,
OR CONSTRUCTION ACITIVITY, APPROVED TREE PROTECTION FENCING (SUCH AS SAFETY BARRIER FENCING, A WOODEN SLAT SNOW FENCE, OR WIRE FENCE) SHALL BE INSTALLED AROUND PROTECTED TREES OR TREE
STANDS LOCATED IN CONSTRUCTION AREAS OR OTHER SITE AREAS THAT WILL BE DISTIRBED BY CONSTRUCTION ACTIVITIES. B. THE FENCING SHALL BE A MINIMUM OF FOUR FEET IN HEIGHT AND BE OF DURABLE
CONSTRUCTION. C. TREE PROTECTION FENCING SHALL REMAIN IN PLACE THROUGH COMPLETION OF CONSTRUCTION ACTIVITIES. D. NO CONSTRUCTION WORKERS, TOOLS, MATERIALS, OR VEHICLES ARE PERMITTED
WITHIN THE TREE PROTECTION FENCING. 4. IF ANY TREE RETAINED TO COMPLY WITH COUNTY STANDANRDS IS DESTROYED, SUBSTANTIALLY DAMAGED, OR DIES AS A RESULT OF NEGLIGENCE ON THE PART OF
THE PROPERTY OWNER WITHIN THREE YEARS AFTER THE CLEARING, GRADING, OR LAND DISTURBING ACTIVITY, THEN REPLACEMENT TREES MUST BE PLANTED ON THE SITE OR A PAYMENT MUST BE MADE TO THE COUNTY’S
TREE IMPROVEMENT FUND IN ACCORDANCE WITH COUNTY STANDARDS. 5. THIS PERMIT DOES NOT RELIEVE THE PROPERTY OWNER OR APPLICANT FROM ANY LAW, REGULATION, OR REQUIREMENT OF ANY OTHER GOVERNMENT
OR REGULATORY AGENCY. ADDITIONAL LOCAL, STATE, AND FEDERAL PERMITS MAY BE REQUIRED TO BE OBTAINED PRIOR TO BEGINNING ANY CLEARING, GRADING, OR OTHER LAND DISTURBING ACTIVITIES. 6.
MODIFICATIONS MADE TO THE APPROVED TREE REMOVAL AND MITIGATION PLAN WILL REQUIRE ADDITIONAL REVIEW BY THE COUNTY AND MAY REQUIRE THE SUBMITTAL OF A NEW TREE REMOVAL PERMIT APPLICATION.
Issued by: __ Date: 07/01/2022 Zach Dickerson *IF THE TREE REMOVAL ACTIVITIES HAVE NOT SUBSTANTIALLY COMMENCED BY WITHIN SIX MONTHS OF PERMIT ISSUANCE, THIS PERMIT SHALL
EXPIRE, AND A NEW TREE REMOVAL PERMIT APPLICATION MUST BE SUBMITTED. New Hanover County Building Safety 230 Government Center Drive, Suite 170 Wilmington, NC 28403 Phone: (910) 798-7308
Fax: (910) 798-7811 Permit #: Parcel #: FDP-22-000031 R04300-001-007-000 Permit Type: Occupancy Type: NHC Floodplain Development Permit Issued Date: April 20, 2022 Expiration Date:
April 19, 2024 Project Address: 4615 GORDON RD WM, NC 28411 Project: Owner: Contractor: Address: Address: Phone: Phone: Project Details Scope of Work: 0SQ Ft: Valuation: $0.00 Set Back
Front: Set Back Left: Set Back Rear: Set Back Right: Set Back Between Structure: Special Zoning Comments: 5 Acre site constructing 2 (24) unit buildings; 1 (36) unit building; clubhouse/manager
office; stormwater wet pond. All buildings on site to be constructed above flood. 5 Acre site constructing 2 (24) unit buildings; 1 (36) unit building; clubhouse/manager office; stormwater
wet pondDescription: Permit Fees Name Amount Paid Due NHC Floodplain Commercial Final Inspection $45.00 $45.00 $0.00 Totals: $45.00 $45.00 $0.00 Special Notes and Comment: Contractor
hereby agrees to take full responsibility as required by law for compliance with all State and Local Codes and Ordinances pertaining to construction and the conditions of this permit.
All construction debris must be removed by the contractor. The county will not pick up any construction debris. Please call 910-798-7308 for inspections. Inspections requested by
3:30pm will be scheduled for the next business day. Inspections requested from 3:30pm to 5pm are scheduled for the day after the next business day Monday through Friday. Any disagreement
with a decision made by a Building Safety Official (i.e. field inspector, or plan reviewer) may be brought before the Chief Building Inspector for review. Notice 230 Government Center
Drive Suite: 170 Wilmington, NC 28403Page 1 of 2 Insert a permit notice prefix in the report text bank, entry: Permit_Notice 230 Government Center Drive Suite: 170 Wilmington, NC 28403Page
2 of 2
Exhibit C.4 - NCORR - EL NTP and Envir Clearance Letter 6.14.22.pdf Microsoft Word - NCORR A&R NTP EC Letter Estrella 6.13.22_GBedits
June 14, 2022 Ms. Ronda Moore North Carolina Housing Finance Agency P.O. Box 28066 Raleigh, NC 27611-8066 Via email to: rgmoore@nchfa.com RE: Amended and Restated Notice to Proceed
& Environmental Clearance Estrella Landing Apartments 4615 Gordon Road Wilmington, NC 28411 Dear Ms. Ronda Moore: The North Carolina Office of Recovery and Resiliency (NCORR), as a
recipient of Community Development Block Grant – Disaster Recovery (CDBG-DR) funds from the United States Department of Housing and Urban Development (HUD), is serving as the responsible
entity for compliance with the HUD environmental review procedures set forth in 24 CFR Part 58. NCORR has completed its environmental review of the above-referenced Affordable Housing
Development Fund project, and HUD has issued the Authority to Use Grant Funds (AUGF) on May 10, 2022. This Notice to Proceed certifies that the HUD environmental review requirements
under 24 CFR Part 58 have been satisfied. This letter constitutes the NCORR Environmental Clearance of this project, subject to the completion of the closeout items listed in the attached
NCORR Project-specific Environmental Closeout Items Letter. If you have any questions or require additional information, please feel free to contact Andrea Gievers at (845) 682-1700
or via email at Andrea.L.Gievers@Rebuild.NC.gov. Thank you for your time and assistance. This letter has been amended and restated to correct scrivener’s errors and remains effective
as of June 14, 2022. This letter may be relied upon by Estrella Landing Apartments, LLC and its 2 developer, partners and affiliates on condition that the project information submitted
for the environmental review record was complete and accurate. Sincerely, Andrea Gievers, JD, MSEL, ERM NCORR Environmental Subject Matter Expert Attachments: NCORR Project-specific
Environmental Closeout Items Letter CC: Tracey Colores, NCORR Community Development Director, Tracey.Colores@ncdps.gov Michele Wiggins, NCORR Housing Opportunities Manager,
Tammy.Wiggins@ncdps.gov Tara Hall, NCHFA Manager of Rental Development, tshall@nchfa.com June 14, 2022 Ms. Ronda Moore North Carolina Housing Finance Agency P.O. Box 28066 Raleigh,
NC 27611-8066 Via email to: rgmoore@nchfa.com RE: Amended and Restated NCORR Project-specific Environmental Closeout Items Letter Estrella Landing Apartments 4615 Gordon Road Wilmington,
NC 28411 Dear Ms. Ronda Moore: The North Carolina Office of Recovery and Resiliency (NCORR), as a recipient of Community Development Block Grant – Disaster Recovery (CDBG-DR) funds
from the United States Department of Housing and Urban Development (HUD), is serving as the responsible entity for compliance with the HUD environmental review procedures set forth
in 24 CFR Part 58. NCORR has completed its environmental review of the above-referenced Affordable Housing Development Fund project and HUD has issued the Authority to Use Grant Funds
(AUGF) on May 10, 2022. The HUD environmental review requirements under 24 CFR Part 58 have been satisfied. NCORR has issued a Notice to Proceed and Environmental Clearance Letter for
this project. This environmental clearance is conditioned on and subject to adherence to the compliance requirements outlined in the NEPA environmental review record (ERR) and associated
documents, summarized below for your convenience. The NEPA ERR is available at: https://ncconnect.sharepoint.com/:f:/r/sites/DPS_RB_PMO/TEST%202/Multifamily%20ERRs/E strella%20Landing?csf=1&web=1&e
=8dSvJ6. Any change to the approved scope of work will require re-evaluation by the Certifying Officer for compliance with NEPA and other laws and Executive Orders. Please send to
NCORR copies of all permits obtained or reasons permits listed below were not required/obtained. This review does 2 not address all federal, state, and local requirements. Acceptance
of federal funding requires recipient to comply with all federal, state and local laws. Failure to obtain all appropriate federal, state, and local environmental permits and clearances
may jeopardize federal funding. Guidelines, recommendations, and requirements identified during the State Environmental Clearinghouse inter-agency review shall be considered and required,
where applicable. Law, Authority, or Factor Mitigation Measure Clean Air Clean Air Act, as amended, particularly section 176(c) & (d); 40 CFR Parts 6, 51, 93 Construction-related
activities can cause short-term exposures such as fugitive dust and emissions. The proposed project will conform to NC Air Quality Management regulations during and following construction.
The contractor will use BMPs to reduce fugitive dust generation and diesel emissions. BMPS will include wetting the grading site during dry conditions. In addition, the stormwater retention
system will be appropriately maintained to limit exposures. Noise Abatement and Control Noise Control Act of 1972, as amended by the Quiet Communities Act of 1978; 24 CFR Part 51
Subpart B Short-term construction noise will be limited to daytime hours with the exception of a water-main connection within Gordon Road. This will occur at night in order to limit
disturbance to traffic during heavily trafficked hours. Construction equipment will be required to meet local sound control requirements. Floodplain Management Executive Order 11988,
particularly section 2(a); 24 CFR Part 55 Applicable permits from the U.S. Army Corps of Engineers, NC Department of Environmental Quality, and local jurisdictions will be acquired
before work is commenced. The proposed project activities will be completed in accordance with all applicable federal, state and local laws, regulations, and permit requirements and
conditions. Permits required for this proposed project shall be obtained before commencing work and appended to the environmental review record when received from the permitting agencies.
While flood insurance may not be mandatory in this instance, HUD recommends that all insurable structures maintain flood insurance under the NFIP. The attached Floodplain Management
Determination (EO 11988) and Protection of Wetlands (EO 11990) Determination documents the 8-step process under 24 CFR 55.20. Wetlands Protection Executive Order 11990, particularly
sections 2 and 5 Unique Natural Features, Water Resources The proposed project will result in temporary impacts to approximately 0.057 acres and permanent impacts to approximately
0.094 acres of NWI-mapped wetlands. Permits will be required in order to impact these features. A Section 404 Permit and Nationwide Permit 29 will be acquired and complied with for
impact to an area of less than 0.5 acres. According to NC DEQ, compliance with the T15A 02H .0500 Certifications are required whenever construction or operation of facilities will result
in a discharge into navigable water as described in 33 CFR part 323. 3 The proposed project activities will be completed in accordance with all applicable federal, state and local
laws, regulations, and permit requirements and conditions. Permits required for this proposed project shall be obtained before commencing work and appended to the environmental review
record when received from the permitting agencies. The attached Floodplain Management Determination (EO 11988) and Protection of Wetlands (EO 11990) Determination documents the 8-step
process under 24 CFR 55.20. Soil Suitability/ Slope/ Erosion/ Drainage/ Storm Water Runoff BMPs will be implemented during construction activities. Additionally, a surface water control
feature will be installed at the site during the initial phase of construction in order minimize sediment loss. According to NC DEQ, the Sedimentation Pollution Control Act of 1973
must be properly addressed for any land disturbing activity. An Erosion and Sedimentation Control Plan will be required if one or more acres are to be disturbed. Plan must be filed
with and approved by applicable NC DEQ Regional Office (Land Quality Section) at least 30 days before beginning activity. A NPDES Construction Stormwater Permit (NCG010000) is also
usually issued should design features meet minimum requirements. Further, the proposed project will comply with 15A NCAC 2H 1000 State Stormwater Permitting Programs that regulate site
development and postconstruction stormwater runoff control. According to NC DEQ, areas subject to these permit programs include all 20 coastal counties, and various other counties and
watersheds throughout the state. The proposed project will conform to construction requirements of the State of North Carolina and New Hanover County. List of Permits To Be Obtained
(later identified permits will be added to the ERR): All applicable federal, state and local permits will be identified and obtained prior to starting construction. Permits that might
be required include, but are not limited, to: New Hanover County Erosion Control & Grading Permit New Hanover County Stormwater Permit New Hanover County Building Permits New
Hanover County Floodplain Development Permit – NCORR has on file NCDEQ NPDES Construction Stormwater Permit (NCG010000) NCDEQ – DWR Wastewater Collection System (Sanitary Sewer
Permit) NCDEQ – DWR Watermain Extension (Water System Permit) NCDEQ CWA 401 Water Quality Certification– NCORR has on file US Army Corp of Engineers Nationwide Permit 18 – NCORR
has on file 4 Please immediately stop work and notify NCORR and the Catawba Indian Nation if Native American artifacts and / or human remains are located during the ground disturbance
phase of this project. The USFWS requires that if the project activities (tree cutting, land disturbance) are not completed by September 29, 2022, then the information required must
be updated and resubmitted in the IPaC. The NC Natural Heritage Program requires that if the project activities (tree cutting, land disturbance) are not completed by January 21, 2023,
then the information required must be updated and resubmitted in the Element Occurrences database query. This letter has been amended and restated to correct scrivener’s errors and
remains effective as of June 14, 2022. This letter may be relied upon by Estrella Landing Apartments, LLC and its developer, partners and affiliates on condition that the project information
submitted for the environmental review record was complete and accurate. If you have any questions or require additional information, please feel free to contact Andrea Gievers at (845)
682-1700 or via email at Andrea.L.Gievers@Rebuild.NC.gov. Thank you for your time and assistance. Sincerely, Andrea Gievers, JD, MSEL, ERM NCORR Environmental Subject Matter Expert
CC: Tracey Colores, NCORR Community Development Director, Tracey.Colores@ncdps.gov Michele Wiggins, NCORR Housing Opportunities Manager, Tammy.Wiggins@ncdps.gov Tara Hall, NCHFA
Manager of Rental Development, tshall@nchfa.com
Exhibit C.5 - USACE - EL NWP 18 and SAW-2021-01553.pdf GP MFR-DecDoc Combo Letter
Electronically Transmitted U.S. ARMY CORPS OF ENGINEERS WILMINGTON DISTRICT Action Id. SAW-2021-01553 County: New Hanover U.S.G.S. Quad: NC-Scotts Hill GENERAL PERMIT (REGIONAL AND
NATIONWIDE) VERIFICATION Permittee: Terroir Development LLC. Stephanie Norris Address: P.O. Box 15025 Wilmington, NC 28405 E-mail: snorris@norcomanagement.com Size (acres)
5.71 Nearest Town Wilmington Nearest Waterway Smith Creek River Basin Cape Fear USGS HUC 03030007 Coordinates Latitude: 34.278377 Longitude: -77.864734 Location description: The
site is located just to the west of the intersection of Rosebay Terrace and Shaw Drive just to the south of the Hawthorne at Smith Creek near Gordon Road in Wilmington. Description
of projects area and activity: This verification authorizes the permanent fill of 0.02 of an acre of open water tributary for building and parking construction, 0.075 of an acre of
permanent wetland fill for building 100, associated parking and stormwater facility, and 0.025 of an acre of temporary wetland fill for a sewer line installation. Applicable Law(s):
܈Section 404 (Clean Water Act, 33 USC 1344) ܆Section 10 (Rivers and Harbors Act, 33 USC 403) Authorization: Nationwide 18 SEE ATTACHED NWP GENERAL, REGIONAL, AND/OR SPECIAL CONDITIONS
Special Condition: SEWER LINE INSTALLATION: Material resulting from trench excavation may be temporarily sidecast into waters of the United States for no more than three months, provided
the material is not placed in such a manner that it is dispersed by currents or other forces. The district engineer may extend the period of temporary side casting for no more than
a total of 180 days, where appropriate. In wetlands, the top 6 to 12 inches of the trench should normally be backfilled with topsoil from the trench. The trench cannot be constructed
or backfilled in such a manner as to drain waters of the United States (e.g., backfilling with extensive gravel layers, creating a french drain effect). Your work is authorized by
the above referenced permit provided it is accomplished in strict accordance with the attached Conditions, your application signed and dated 4/5/2022, and the enclosed plans sheet 1,
3, and 5 of 11 sealed by Stroud Engineering 3/25/2022. Any violation of the attached conditions or deviation from your submitted plans may subject the permittee to a stop work order,
a restoration order, a Class I administrative penalty, and/or appropriate legal action. This verification will remain valid until the expiration date identified below unless the nationwide
and/or regional general permit authorization is modified, suspended or revoked. If, prior to the expiration date identified below, the nationwide and/or regional general permit authorization
is reissued and/or modified, this verification will remain valid until the expiration date identified below, provided it complies with all requirements of the modified nationwide permit.
If the nationwide and/or regional general permit authorization expires or is suspended, revoked, or is modified, such that the activity would no longer comply with the terms and conditions
of the nationwide permit, activities which have commenced (i.e., are under construction) or are under contract to commence in reliance upon the nationwide and/or regional general permit,
will remain authorized provided the activity is completed within twelve months of the date of the nationwide and/or regional general permit’s expiration, modification or revocation,
unless discretionary authority has been exercised on a case-by-case basis to modify, suspend or revoke the authorization. Activities subject to Section 404 (as indicated above) may
also require an individual Section 401 Water Quality Certification. You should contact the NC Division of Water Resources (telephone 919-807-6300) to determine Section 401 requirements.
For activities occurring within the twenty coastal counties subject to regulation under the Coastal Area Management Act (CAMA), prior to beginning work you must contact the
N.C. Division of Coastal Management in Wilmington, NC, at (910) 796-7215. This Department of the Army verification does not relieve the permittee of the responsibility to obtain any
other required Federal, State or local approvals/permits. If there are any questions regarding this verification, any of the conditions of the Permit, or the Corps of Engineers regulatory
program, please contact Brad Shaver at 910-251-4611or brad.e.shaver@usace.army.mil. Corps Regulatory Official: _____________________________________________________Date: 5/31/2022
Expiration Date of Verification: 03/14/2026 The Wilmington District is committed to providing the highest level of support to the public. To help us ensure we continue to do so,
please complete the Customer Satisfaction Survey located at https://regulatory.ops.usace.army.mil/customer-service-survey/ Copy furnished(electronic): Davey Group attn: Kim Williams
Charles Clay Trust attn: kbeatty09@att.net NCDEQ-DWR attn: Holley Snider Brad Shaver Digitally signed by Brad Shaver Date: 2022.05.31 12:49:06 -04'00' Action ID Number: SAW-2021-01553
County: New Hanover Permittee: Terroir Development LLC., Stephanie Norris Project Name: Estrella Landing Date Verification Issued: 5/31/2022 Project Manager: Brad Shaver Upon
completion of the activity authorized by this permit and any mitigation required by the permit, sign this certification and return it to the following address: US ARMY CORPS OF ENGINEERS
WILMINGTON DISTRICT Attn: Brad Shaver Wilmington Regulatory Office U.S Army Corps of Engineers 69 Darlington Avenue Wilmington, North Carolina 28403 or brad.e.shaver@usace.army.mil
Please note that your permitted activity is subject to a compliance inspection by a U. S. Army Corps of Engineers representative. Failure to comply with any terms or conditions of
this authorization may result in the Corps suspending, modifying or revoking the authorization and/or issuing a Class I administrative penalty, or initiating other appropriate legal
action. I hereby certify that the work authorized by the above referenced permit has been completed in accordance with the terms and condition of the said permit, and required mitigation
was completed in accordance with the permit conditions. _______________________________________ ______________________ Signature of Permittee Date
Exhibit C.6 - NCDEQ - EL 401 Water Quality Cert 2022-05-23_DWR#20220538.pdf
North Carolina Department of Environmental Quality Division of Water Resources 512 North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000
May 23, 2022 DWR # 20220538 New Hanover County Terroir Development, LCC Attn: Stephanie Norris P.O. Box 15025 Wilmington, NC28408 Subject: Approval of Individual 401 Water
Quality Certification Estrella Landing Apartments USACE Action ID. No. SAW-2021-01553 Dear Mrs. Norris: Attached hereto is a copy of Certification No. WQC004893 issued to Stephanie
Norris and Terroir Development, LLC, dated May 23, 2022. This approval is for the purpose and design described in your application. The plans and specifications for this project are
incorporated by reference as part of this Water Quality Certification. If you change your project, you must notify the Division and you may be required to submit a new application
package with the appropriate fee. If the property is sold, the new owner must be given a copy of this Certification and is responsible for complying with all conditions. [15A NCAC
02H .0507(d)(2)]. This Water Quality Certification does not relieve the permittee of the responsibility to obtain all other required Federal, State, or Local approvals before proceeding
with the project, including those required by, but not limited to, Sediment and Erosion Control, Non-Discharge, Water Supply Watershed, and Trout Buffer regulations. This Water Quality
Certification neither grants nor affirms any property right, license, or privilege in any lands or waters, or any right of use in any waters. This Water Quality Certification does
not authorize any person to interfere with the riparian rights, littoral rights, or water use rights of any other person and does not create any prescriptive right or any right of priority
regarding any usage of water. This Water Quality Certification shall not be interposed as a defense in any action respecting the determination of riparian or littoral rights or other
rights to water use. No consumptive user is deemed by virtue of this Water Quality Certification to possess any prescriptive or other right of priority with respect to any other consumptive
user. Upon the presentation of proper credentials, the Division may inspect the property. This Water Quality Certification shall expire on the same day as the expiration date of the
corresponding Section 404 Permit. The conditions shall remain in effect for the life of the project, regardless of the expiration date of this Water Quality Certification. DocuSign
Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina Department of Environmental Quality Division of Water Resources 512 North Salisbury Street 1617 Mail Service
Center Raleigh, North Carolina 27699-1617 919.707.9000 Terroir Development, LLC DWR# 20220538 Individual Certification #WQC004893 Page 2 of 15 Non-compliance with or violation
of the conditions herein set forth may result in revocation of this Water Quality Certification for the project and may also result in criminal and/or civil penalties. If you are unable
to comply with any of the conditions of this Water Quality Certification you must notify the Wilmington Regional Office within 24 hours (or the next business day if a weekend or holiday)
from the time the permittee becomes aware of the circumstances. The permittee shall report to the Wilmington Regional Office any noncompliance with, and/or any violation of, stream
or wetland standards [15A NCAC 02B .0200] including but not limited to sediment impacts to streams or wetlands. Information shall be provided orally within 24 hours (or the next business
day if a weekend or holiday) from the time the permittee became aware of the non-compliance circumstances. This approval and its conditions are final and binding unless contested [G.S.
143-215.5]. This Certification can be contested as provided in Chapter 150B of the North Carolina General Statutes by filing a Petition for a Contested Case Hearing (Petition) with
the North Carolina Office of Administrative Hearings (OAH) within sixty (60) calendar days. Requirements for filing a Petition are set forth in Chapter 150B of the North Carolina General
Statutes and Title 26 of the North Carolina Administrative Code. Additional information regarding requirements for filing a Petition and Petition forms may be accessed at http://www.ncoah.com/
or by calling the OAH Clerk’s Office at (919) 431-3000. A party filing a Petition must serve a copy of the Petition on: William F. Lane, General Counsel Department of Environmental
Quality 1601 Mail Service Center Raleigh, NC 27699-1601 If the party filing the Petition is not the permittee, then the party must also serve the recipient of the Certification in
accordance with N.C.G.S 150B-23(a). This letter completes the Division’s review under section 401 of the Clean Water Act and 15A NCAC 02H .0500. Please contact Holley Snider at 910-796-7303
or holley.snider@ncdenr.gov if you have any questions or concerns. Sincerely, Morella Sanchez-King Regional Operations Supervisor Electronic cc: Kim Williams, Davey Resource Group
Brad Shaver, USACE Wilmington Regulatory Field Office Todd Bowers, EPA DWR 401 & Buffer Permitting Branch Electronic file DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC
North Carolina Department of Environmental Quality Division of Water Resources 512 North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000
Terroir Development, LLC DWR# 20220538 Individual Certification #WQC004893 Page 3 of 15 Filename: 20220538_Estrell Landing_IWQC_NHCo_May.22.docx DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78
C3BBCB6AEC North Carolina Department of Environmental Quality Division of Water Resources 512 North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617
919.707.9000 Terroir Development, LLC DWR# 20220538 Individual Certification #WQC004893 Page 4 of 15 NORTH CAROLINA 401 WATER QUALITY CERTIFICATION CERTIFICATION #WQC004893 is issued
in conformity with the requirements of Section 401, Public Laws 92-500 and 95-217 of the United States and subject to North Carolina’s Regulations in 15 NCAC 02H .0500 and 15A NCAC
02B .0200, to Stephanie Norris and Terroir Development, LLC, who have authorization for the impacts listed below, as described within your application received by the N.C. Division
of Water Resources (Division) on April 5, 2022, and by Public Notice issued by the Division on April 6, 2022. The State of North Carolina certifies that this activity will comply
with water quality requirements and the applicable portions of Sections 301, 302, 303, 306, 307 of the Public Laws 92-500 and PL 95-217 if conducted in accordance with the application,
the supporting documentation, and conditions hereinafter set forth. The following impacts are hereby approved. No other impacts are approved, including incidental impacts. [15A NCAC
02H .0506(b)] Type of Impact Amount Approved (units) Permanent Amount Approved (units) Temporary Plan Location or Reference 404/401 Wetlands Project narrative Site Fill 0.075 acres
0.025 acres and sheets Open Waters 1, 3, 5, and C2.0 Ditch Fill 0.02 acres) N/A This approval requires you to follow the conditions listed in the certification below. CONDITIONS
OF CERTIFICATION [15A NCAC 02H .0507(c)]: 1. If this Water Quality Certification is used to access residential, commercial or industrial building sites, then all parcels owned by the
permittee that are part of the single and complete project authorized by this Certification must be buildable without additional impacts to streams or wetlands. Citation: 15A NCAC
02H .0502(a);15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality to protect
such uses, are protected. In determining that the proposed activity will comply with state water quality standards (including designated uses, numeric criteria, narrative criteria and
the state’s antidegradation policy), the Division must evaluate if the activity has avoided and minimized impacts to waters, would cause or contribute to a violation of standards or
would result in secondary or cumulative impacts. 2. For road construction purposes, this Certification shall only be utilized from natural high ground to natural high ground. Citation:
15A NCAC 02H .0502(a);15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina Department of Environmental Quality
Division of Water Resources 512 North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000 Terroir Development, LLC DWR# 20220538 Individual
Certification #WQC004893 Page 5 of 15 Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality to protect such uses, are
protected. In determining that the proposed activity will comply with state water quality standards (including designated uses, numeric criteria, narrative criteria and the state’s
antidegradation policy), the Division must evaluate if the activity has avoided and minimized impacts to waters, would cause or contribute to a violation of standards or would result
in secondary or cumulative impacts. 3. Deed notifications or similar mechanisms shall be placed on all lots/parcels with retained jurisdictional wetlands, waters, and state regulated
riparian buffers within the project boundaries in order to assure compliance with NC Water Quality Certification Rules (15A NCAC 02H .0500), NC Isolated Wetland Rules (15A NCAC 02H
.1300), and/or State Regulated Riparian Buffer Rules (15A NCAC 02B .0200). These mechanisms shall be put in place at the time of recording of the property or individual parcels, whichever
is appropriate. Citation: 15A NCAC 02H .0502(a);15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification: A project that affects waters shall not be permitted unless the existing
uses, and the water quality to protect such uses, are protected. In determining that the proposed activity will comply with state water quality standards (including designated uses,
numeric criteria, narrative criteria and the state’s antidegradation policy), the Division must evaluate if the activity has avoided and minimized impacts to waters, would cause or
contribute to a violation of standards or would result in secondary or cumulative impacts. 4. If this Water Quality Certification is used for utility related impacts, then the following
Activity Specific Conditions shall apply to those impacts. a. All sewer lines shall be designed, constructed and maintained in accordance with Title 15A NCAC Chapter 02T, applicable
Minimum Design Criteria (MDC), and/or Alternative Design Criteria. Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification: The referenced Minimum Design criteria and
02T rules were adopted to ensure that conditions of waters be suitable for all best uses provided for in state rule (including, at minimum: aquatic life propagation, survival, and maintenance
of biological integrity; wildlife: secondary contact recreation: agriculture); and that activities must not cause water pollution that precludes any best use on a short-term or long-term
basis. 5. Any utility construction corridor that is parallel to a stream or open water shall not be closer than 10 feet to the top of bank or ordinary high-water mark. Citation: 15A
NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality to protect such uses, are
protected. In determining that the proposed activity will comply with state water quality standards (including designated uses, numeric criteria, narrative criteria and the state’s
antidegradation policy), the Division must evaluate if the activity has DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina Department of Environmental Quality
Division of Water Resources 512 North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000 Terroir Development, LLC DWR# 20220538 Individual
Certification #WQC004893 Page 6 of 15 avoided and minimized impacts to waters, would cause or contribute to a violation of standards or would result in secondary or cumulative impacts.
6. Where there are temporary or permanent impacts from stream crossings, utility lines shall cross the stream channel at a near-perpendicular direction (i.e., between 75 degrees and
105 degrees to the stream bank). Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification: A project that affects waters shall not be permitted unless the existing uses,
and the water quality to protect such uses, are protected. In determining that the proposed activity will comply with state water quality standards (including designated uses, numeric
criteria, narrative criteria and the state’s antidegradation policy), the Division must evaluate if the activity has avoided and minimized impacts to waters, would cause or contribute
to a violation of standards or would result in secondary or cumulative impacts. 7. Construction corridors in wetlands and/or across stream channels shall be minimized to the maximum
extent practicable and shall not exceed 40 feet wide for utility lines. For construction corridors in wetlands and across stream channels, stumps shall be grubbed only as needed to
install the utility and remaining stumps shall be cut off at grade level. The general stripping of topsoil within wetlands along the construction corridor is prohibited. Citation:
15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality to protect such uses,
are protected. In determining that the proposed activity will comply with state water quality standards (including designated uses, numeric criteria, narrative criteria and the state’s
antidegradation policy), the Division must evaluate if the activity has avoided and minimized impacts to waters, would cause or contribute to a violation of standards or would result
in secondary or cumulative impacts. 8. Permanent maintained access corridors in wetlands and across stream channels shall be restricted to the minimum width practicable and shall not
exceed 30 feet wide except at manhole locations. Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification: A project that affects waters shall not be permitted unless
the existing uses, and the water quality to protect such uses, are protected. In determining that the proposed activity will comply with state water quality standards (including designated
uses, numeric criteria, narrative criteria and the state’s antidegradation policy), the Division must evaluate if the activity has avoided and minimized impacts to waters, would cause
or contribute to a violation of standards or would result in secondary or cumulative impacts. 9. For all utility lines constructed within wetlands, an anti-seep collar shall be placed
at the downstream (utility line gradient) wetland boundary and every 150 feet up the gradient until the utility exits the wetland. Anti-seep collars may be constructed with class B
concrete, DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina Department of Environmental Quality Division of Water Resources 512 North Salisbury Street
1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000 Terroir Development, LLC DWR# 20220538 Individual Certification #WQC004893 Page 7 of 15 compacted clay,
PVC pipe, or metal collars. Wetland crossings that are directionally drilled, and perpendicular wetland crossings that are open cut and less than 150 feet long do not require anti-seep
collars. The compacted clay shall have a specific infiltration of 1 X 10-5 cm/sec or less. A section and plan view diagram is attached for the anti-seep collars. The following specifications
shall apply to class B concrete: i.Minimum cement content, sacks per cubic yard with rounded coarse aggregate 5.0 ii.Minimum cement content, sacks per cubic yard with angular coarse
aggregate 5.5 iii.Maximum water-cement ratio gallons per sack 6.8 iv.Slump range 2" to 4" v.Minimum strength - 28-day psi 2,500 Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c)
Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality to protect such uses, are protected. In determining that the proposed
activity will comply with state water quality standards (including designated uses, numeric criteria, narrative criteria and the state’s antidegradation policy), the Division must evaluate
if the activity has avoided and minimized impacts to waters, would cause or contribute to a violation of standards or would result in secondary or cumulative impacts. 10. The permittee
shall have a specific plan for restoring wetland contours to pre-construction conditions. Any excess material will be removed to a high ground disposal area. The mixing of topsoil
and subsoils within the wetlands along utility corridors shall be minimized to the greatest extent practical. During excavation, the soils shall be placed on fabric to minimize impacts
whenever possible. Topsoil excavated from utility trenches will be piled separately from subsoils and will be backfilled into the trench only after the subsoils have been placed and
compacted. Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality
to protect such uses, are protected. In determining that the proposed activity will comply with state water quality standards (including designated uses, numeric criteria, narrative
criteria and the state’s antidegradation policy), the Division must evaluate if the activity has avoided and minimized impacts to waters, would cause or contribute to a violation of
standards or would result in secondary or cumulative impacts. 11. The permittee shall report to the DWR Wilmington Regional Office any noncompliance with, and/or any violation of,
stream or wetland standards [15A NCAC 02B .0200], including but not limited to sediment impacts to streams or wetlands. Information shall be provided orally within 24 hours (or the
next business day if a weekend or holiday) from the time the permittee became aware of the non-compliance circumstances. Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification:
Timely reporting of non-compliance is important in identifying and minimizing DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina Department of Environmental
Quality Division of Water Resources 512 North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000 Terroir Development, LLC DWR# 20220538
Individual Certification #WQC004893 Page 8 of 15 detrimental impacts to water quality and avoiding impacts due to water pollution that precludes any best use on a short-term or long-term
basis. 12. No waste, spoil, solids, or fill of any kind shall occur in wetlands or waters beyond the footprint of the approved impacts (including temporary impacts). Citation: 15A
NCAC 02H .0506; 15A NCAC 02H .0507(c) Justification: Surface water quality standards require that conditions of waters be suitable for all best uses provided for in state rule (including,
at minimum: aquatic life propagation, survival, and maintenance of biological integrity; wildlife; secondary contact recreation; agriculture); and that activities must not cause water
pollution that precludes any best use on a short-term or long-term basis. 13. When applicable, all construction activities shall be performed and maintained in full compliance with
G.S. Chapter 113A Article 4 (Sediment and Pollution Control Act of 1973). Regardless of applicability of the Sediment and Pollution Control Act, all projects shall incorporate appropriate
Best Management Practices for the control of sediment and erosion so that no violations of state water quality standards, statutes, or rules occur. Design, installation, operation,
and maintenance of all sediment and erosion control measures shall be equal to or exceed the requirements specified in the most recent version of the North Carolina Sediment and Erosion
Control Manual, or for linear transportation projects, the North Caroline Department of Transportation Sediment and Erosion Control Manual. All devices shall be maintained on all construction
sites, borrow sites, and waste pile (spoil) sites, including contractor-owned or leased borrow pits associated with the project. Sufficient materials required for stabilization and/or
repair of erosion control measures and stormwater routing and treatment shall be on site at all times. For borrow pit sites, the erosion and sediment control measures shall be designed,
installed, operated, and maintained in accordance with the most recent version of the North Carolina Surface Mining Manual. Reclamation measures and implementation shall comply with
the reclamation in accordance with the requirements of the Sedimentation Pollution Control Act and the Mining Act of 1971. If the project occurs in waters or watersheds classified as
Primary Nursery Areas (PNAs), SA, WSI, WS-II, High Quality Waters (HQW), or Outstanding Resource Waters (ORW), then the sedimentation and erosion control designs shall comply with the
requirements set forth in 15A NCAC 04B .0124, Design Standards in Sensitive Watersheds. Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c); 15A NCAC02B .0200; 15A NCAC 02B .0231
Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality to protect such uses, are protected. Activities must not cause water
pollution that precludes any best use on a short-term or long-term basis. As cited in Stream Standards: (12) Oils, deleterious substances, or colored or other wastes: only such amounts
as shall not render the waters injurious to public health, secondary recreation, or to aquatic life and wildlife, or adversely affect the palatability of fish, aesthetic quality, or
impair the waters for any designated DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina Department of Environmental Quality Division of Water Resources 512
North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000 Terroir Development, LLC DWR# 20220538 Individual Certification #WQC004893 Page
9 of 15 uses; and (21) turbidity in the receiving water shall not exceed 50 Nephelometric Turbidity Units (NTU) in streams not designated as trout waters and 10 NTU in streams, lakes,
or reservoirs designated as trout waters; for lakes and reservoirs not designated as trout waters, the turbidity shall not exceed 25 NTU; if turbidity exceeds these levels due to natural
background conditions, the existing turbidity level shall not be increased. As cited in Wetland Standards: (c)(1) Liquids, fill or other solids, or dissolved gases shall not be present
in amounts that may cause adverse impacts on existing wetland uses; and (3) Materials producing color or odor shall not be present in amounts that may cause adverse impacts on existing
wetland uses. 14. Sediment and erosion control measures shall not be installed in wetland or waters except within the footprint of temporary or permanent impacts otherwise authorized
by this Certification. If placed within authorized impact areas, then placement of such measures shall not be conducted in a manner that results in dis-equilibrium of any wetlands,
streambeds, or streambanks. Any silt fence installed within wetlands shall be removed from wetlands and the natural grade restored within two (2) months of the date that DEMLR or locally
delegated program has released the specific area within the project to ensure wetland standards are maintained upon completion of the project. Citation: 15A NCAC 02H .0506(b); 15A
NCAC 02H .0507(c); 15A NCAC 02B .0200; 15A NCAC 02B .0231 Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality to protect
such uses, are protected. Activities must not cause water pollution that precludes any best use on a short-term or long-term basis. As cited in Stream Standards: (12) Oils, deleterious
substances, or colored or other wastes: only such amounts as shall not render the waters injurious to public health, secondary recreation, or to aquatic life and wildlife, or adversely
affect the palatability of fish, aesthetic quality, or impair the waters for any designated uses; and (21) turbidity in the receiving water shall not exceed 50 Nephelometric Turbidity
Units (NTU) in streams not designated as trout waters and 10 NTU in streams, lakes, or reservoirs designated as trout waters; for lakes and reservoirs not designated as trout waters,
the turbidity shall not exceed 25 NTU; if turbidity exceeds these levels due to natural background conditions, the existing turbidity level shall not be increased. As cited in Wetland
Standards: (c)(1) Liquids, fill or other solids, or dissolved gases shall not be present in amounts that may cause adverse impacts on existing wetland uses; and (3) Materials producing
color or odor shall not be present in amounts that may cause adverse impacts on existing wetland uses. 15. Erosion control matting that incorporates plastic mesh and/or plastic twine
shall not be used along streambanks or within wetlands. Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification: A project that affects waters shall not be permitted
unless the existing uses (including aquatic life propagation and biological integrity), and the water quality to protect such uses, are protected. Protections are necessary to ensure
any remaining surface waters or wetlands, and any surface waters or wetlands downstream, continue to support existing uses during and after project completion. The Division must evaluate
if the activity has avoided and minimized impacts to waters, would cause or contribute to a violation of standards, or would result in secondary or cumulative impacts. DocuSign Envelope
ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina Department of Environmental Quality Division of Water Resources 512 North Salisbury Street 1617 Mail Service Center
Raleigh, North Carolina 27699-1617 919.707.9000 Terroir Development, LLC DWR# 20220538 Individual Certification #WQC004893 Page 10 of 15 16. If the project is covered by NPDES
Construction Stormwater Permit Number NCG010000 or NPDES Construction Stormwater Permit Number NCG250000, full compliance with permit conditions including the erosion & sedimentation
control plan, inspections and maintenance, self-monitoring, record keeping and reporting requirements is required. Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c); 15A NCAC
02B .0200; 15A NCAC 02B .0231 Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality to protect such uses, are protected.
Activities must not cause water pollution that precludes any best use on a short-term or long-term basis. As cited in Stream Standards: (12) Oils, deleterious substances, or colored
or other wastes: only such amounts as shall not render the waters injurious to public health, secondary recreation, or to aquatic life and wildlife, or adversely affect the palatability
of fish, aesthetic quality, or impair the waters for any designated uses; and (21) turbidity in the receiving water shall not exceed 50 Nephelometric Turbidity Units (NTU) in streams
not designated as trout waters and 10 NTU in streams, lakes, or reservoirs designated as trout waters; for lakes and reservoirs not designated as trout waters, the turbidity shall not
exceed 25 NTU; if turbidity exceeds these levels due to natural background conditions, the existing turbidity level shall not be increased. As cited in Wetland Standards: (c)(1) Liquids,
fill or other solids, or dissolved gases shall not be present in amounts that may cause adverse impacts on existing wetland uses; and (3) Materials producing color or odor shall not
be present in amounts that may cause adverse impacts on existing wetland uses. 17. Culverts shall be designed and installed in such a manner that the original stream profiles are not
altered and allow for aquatic life movement during low flows. The dimension, pattern, and profile of the stream above and below a pipe or culvert shall not be modified by widening
the stream channel or by reducing the depth of the stream in connection with the construction activity. The width, height, and gradient of a proposed culvert shall be such as to pass
the average historical low flow and spring flow without adversely altering flow velocity. If the width of the culvert is wider than the stream channel, the culvert shall include multiple
boxes/pipes, baffles, benches and/or sills to maintain the natural width of the stream channel. If multiple culverts/pipes/barrels are used, low flows shall be accommodated in one
culvert/pipe and additional culverts/pipes shall be installed such that they receive only flows above bankfull. Placement of culverts and other structures in streams shall be below
the elevation of the streambed by one foot for all culverts with a diameter greater than 48 inches, and 20% of the culvert diameter for culverts having a diameter less than or equal
to 48 inches, to allow low flow passage of water and aquatic life. If the culvert outlet is submerged within a pool or scour hole and designed to provide for aquatic passage, then
culvert burial into the streambed is not required. For structures less than 72” in diameter/width, and topographic constraints indicate culvert slopes of greater than 2.5% culvert burial
is not required, provided that all alternative options for flattening the slope have been investigated and aquatic life movement/connectivity has been provided when possible (e.g. rock
ladders, cross-vanes, sills, baffles etc.). Notification, including supporting documentation to include a location map of the culvert, culvert profile drawings, and slope calculations,
shall be provided to DWR 30 calendar days prior to the installation of the culvert. DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina Department of Environmental
Quality Division of Water Resources 512 North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000 Terroir Development, LLC DWR# 20220538
Individual Certification #WQC004893 Page 11 of 15 When bedrock is present in culvert locations, culvert burial is not required, provided that there is sufficient documentation of the
presence of bedrock. Notification, including supporting documentation such as a location map of the culvert, geotechnical reports, photographs, etc. shall be provided to DWR a minimum
of 30 calendar days prior to the installation of the culvert. If bedrock is discovered during construction, then DWR shall be notified by phone or email within 24 hours of discovery.
Installation of culverts in wetlands shall ensure continuity of water movement and be designed to adequately accommodate high water or flood conditions. When roadways, causeways,
or other fill projects are constructed across FEMA-designated floodways or wetlands, openings such as culverts or bridges shall be provided to maintain the natural hydrology of the
system as well as prevent constriction of the floodway that may result in destabilization of streams or wetlands. The establishment of native woody vegetation and other soft stream
bank stabilization techniques shall be used where practicable instead of rip-rap or other bank hardening methods. Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification:
Surface water quality standards require that conditions of waters be suitable for all best uses provided for in state rule, and that activities must not cause water pollution that
precludes any best use on a short-term or long-term basis. Ensuring that structures are installed properly in waters will ensure that surface water quality standards are met and conditions
of waters are suitable for all best uses. 18. Application of fertilizer to establish planted/seeded vegetation within disturbed riparian areas and/or wetlands shall be conducted at
agronomic rates and shall comply with all other Federal, State and Local regulations. Fertilizer application shall be accomplished in a manner that minimizes the risk of contact between
the fertilizer and surface waters. Citation: 15A 02H .0506(b); 15A NCAC 02H .0507(c); 15A NCAC 02B .0200; 15A NCAC 02B .0231 Justification: A project that affects waters shall not
be permitted unless the existing uses, and the water quality to protect such uses, are protected. Activities must not cause water pollution that precludes any best use on a short-term
or long-term basis. As cited in Stream Standards: (12) Oils, deleterious substances, or colored or other wastes: only such amounts as shall not render the waters injurious to public
health, secondary recreation, or to aquatic life and wildlife, or adversely affect the palatability of fish, aesthetic quality, or impair the waters for any designated uses. As cited
in Wetland Standards: (c)(1) Liquids, fill or other solids, or dissolved gases shall not be present in amounts that may cause adverse impacts on existing wetland uses; and (3) Materials
producing color or odor shall not be present in amounts that may cause adverse impacts on existing wetland uses. 19. If concrete is used during construction, then all necessary measures
shall be taken to prevent direct contact between uncured or curing concrete and waters of the state. Water that inadvertently contacts uncured concrete shall not be discharged to waters
of the state. Citation: 15A 02H .0506(b); 15A NCAC 02H .0507(c); 15A NCAC 02B .0200; 15A NCAC 02B .0231 DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina
Department of Environmental Quality Division of Water Resources 512 North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000 Terroir
Development, LLC DWR# 20220538 Individual Certification #WQC004893 Page 12 of 15 Justification: A project that affects waters shall not be permitted unless the existing uses, and the
water quality to protect such uses, are protected. Activities must not cause water pollution that precludes any best use on a short-term or long-term basis. As cited in Stream Standards:
(12) Oils, deleterious substances, or colored or other wastes: only such amounts as shall not render the waters injurious to public health, secondary recreation, or to aquatic life
and wildlife, or adversely affect the palatability of fish, aesthetic quality, or impair the waters for any designated uses. As cited in Wetland Standards: (c)(1) Liquids, fill or other
solids, or dissolved gases shall not be present in amounts that may cause adverse impacts on existing wetland uses; and (3) Materials producing color or odor shall not be present in
amounts that may cause adverse impacts on existing wetland uses. 20. All proposed and approved temporary fill and culverts shall be removed and the impacted area shall be returned to
natural conditions within 60 calendar days after the temporary impact is no longer necessary. The impacted areas shall be restored to original grade, including each stream’s original
cross-sectional dimensions, planform pattern, and longitudinal bed profile. All temporarily impacted sites shall be restored and stabilized with native vegetation. Citation: 15A
NCAC 02H.0506(b); 15A NCAC 02H .0507(c) Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality to protect such uses, are
protected. Protections are necessary to ensure any remaining surface waters or wetlands, and any surface waters or wetlands downstream, continue to support existing uses after project
completion. 21. All proposed and approved temporary pipes/culverts/rip-rap pads etc. in streams or wetlands shall be installed as outlined in the most recent edition of the North
Carolina Sediment and Erosion Control Planning and Design Manual or the North Carolina Surface Mining Manual or the North Carolina Department of Transportation Best Management Practices
for Construction and Maintenance Activities so as not to restrict stream flow or cause dis-equilibrium during use of this Certification. Citation: 15A NCAC 02H .0506(b); 15A NCAC
02H .0507(c) Justification: Surface water quality standards require that conditions of waters be suitable for all best uses provided for in state rule, and that activities must not
cause water pollution that precludes any best use on a short-term or long-term basis. Ensuring that structures are installed properly in waters will ensure that surface water quality
standards are met and conditions of waters are suitable for all best uses. 22. Any rip-rap required for proper culvert placement, stream stabilization, or restoration of temporarily
disturbed areas shall be restricted to the area directly impacted by the approved construction activity. All rip-rap shall be placed such that the original streambed elevation and
streambank contours are restored and maintained and shall consist of clean rock or masonry material free of debris or toxic pollutants. Placement of rip-rap or other approved materials
shall not result in de-stabilization of the stream bed or banks upstream or downstream of the area or be installed in a manner that precludes aquatic life passage. Citation: 15A NCAC
02H .0506(b); 15A NCAC 02H .0507(c) DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina Department of Environmental Quality Division of Water Resources 512
North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000 Terroir Development, LLC DWR# 20220538 Individual Certification #WQC004893 Page
13 of 15 Justification: Surface water quality standards require that conditions of waters be suitable for all best uses provided for in state rule, and that activities must not cause
water pollution that precludes any best use on a short-term or long-term basis. The Division must evaluate if the activity has avoided and minimized impacts to waters, would cause or
contribute to a violation of standards, or would result in secondary or cumulative impacts. 23. Any rip-rap used for stream or shoreline stabilization shall be of a size and density
to prevent movement by wave, current action, or stream flows, and shall consist of clean rock or masonry material free of debris or toxic pollutants. Rip-rap shall not be installed
in the streambed except in specific areas required for velocity control and to ensure structural integrity of bank stabilization measures. Citation: 15A NCAC 02H .0506(b); 15A NCAC
02H .0507(c); 15A NCAC 02B .0201 Justification: Surface water quality standards require that conditions of waters be suitable for all best uses provided for in state rule, and that
activities must not cause water pollution that precludes any best use on a short-term or long-term basis. The Division must evaluate if the activity has avoided and minimized impacts
to waters, would cause or contribute to a violation of standards, or would result in secondary or cumulative impacts. 24. All mechanized equipment operated near surface waters shall
be inspected and maintained regularly to prevent contamination of surface waters from fuels, lubricants, hydraulic fluids, or other toxic materials. Construction shall be staged in
order to minimize the exposure of equipment to surface waters to the maximum extent practicable. Fueling, lubrication, and general equipment maintenance shall be performed in a manner
to prevent, to the maximum extent practicable, contamination of surface waters by fuels and oils. Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c); 15A NCAC 02B .0200; 15A NCAC
02B .0231 Justification: A project that affects waters shall not be permitted unless the existing uses, and the water quality to protect such uses, are protected. Activities must not
cause water pollution that precludes any best use on a short-term or long-term basis. As cited in Stream Standards: (12) Oils, deleterious substances, or colored or other wastes: only
such amounts as shall not render the waters injurious to public health, secondary recreation, or to aquatic life and wildlife, or adversely affect the palatability of fish, aesthetic
quality, or impair the waters for any designated uses. As cited in Wetland Standards: (c)(1) Liquids, fill or other solids, or dissolved gases shall not be present in amounts that may
cause adverse impacts on existing wetland uses; and (3) Materials producing color or odor shall not be present in amounts that may cause adverse impacts on existing wetland uses. 25.
Heavy equipment working in wetlands shall be placed on mats or other measures shall be taken to minimize soil disturbance and compaction. Citation: 15A NCAC 02H .0506(b); 15A NCAC
02H .0507(c); 15A NCAC 02B .0231 Justification: Wetland standards require maintenance or enhancement of existing uses of wetlands such that hydrologic conditions necessary to support
natural biological and physical characteristics are protected; populations of wetland flora and fauna are maintained to protect DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC
North Carolina Department of Environmental Quality Division of Water Resources 512 North Salisbury Street 1617 Mail Service Center Raleigh, North Carolina 27699-1617 919.707.9000
Terroir Development, LLC DWR# 20220538 Individual Certification #WQC004893 Page 14 of 15 biological integrity of the wetland; and materials or substances are not present in amounts
that may cause adverse impact on existing wetland uses. 26. In accordance with 143-215.85(b), the permittee shall report any petroleum spill of 25 gallons or more; any spill regardless
of amount that causes a sheen on surface waters; any petroleum spill regardless of amount occurring within 100 feet of surface waters; and any petroleum spill less than 25 gallons that
cannot be cleaned up within 24 hours. Citation: 15A NCAC 02H .0507(c); N.C.G.S 143-215.85(b) Justification: Person(s) owning or having control over oil or other substances upon notice
of discharge must immediately notify the Department, or any of its agents or employees, of the nature, location, and time of the discharge and of the measures which are being taken
or are proposed to be taken to contain and remove the discharge. This action is required in order to contain or divert the substances to prevent entry into the surface waters. Surface
water quality standards require that conditions of waters be suitable for all best uses provided for in state rule (including, at minimum: aquatic life propagation, survival, and maintenance
of biological integrity; wildlife; secondary contact recreation; agriculture); and that activities must not cause water pollution that precludes any best use on a short-term or long-term
basis. 27. The permittee and their authorized agents shall conduct all activities in a manner consistent with State water quality standards (including any requirements resulting from
compliance with §303(d) of the Clean Water Act), and any other appropriate requirements of State and Federal Law. Citation: 15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification:
Surface water quality standards require that conditions of waters be suitable for all best uses provided for in state rule, and that activities must not cause water pollution that precludes
any best use on a short-term or long-term basis. The Division must evaluate if the activity has avoided and minimized impacts to waters, would cause or contribute to a violation of
standards, or would result in secondary or cumulative impacts. 28. The permittee shall require its contractors and/or agents to comply with the terms and conditions of this certification
in the construction and maintenance of this project, and shall provide each of its contractors and/or agents associated with the construction or maintenance of this project with a copy
of this Water Quality Certification. A copy of this Water Quality Certification shall be available at the project site during the construction and maintenance of this project. Citation:
15A NCAC 02H .0506(b); 15A NCAC 02H .0507(c) Justification: Those actually performing the work should be aware of the requirements of this 401 Water Quality Certification to minimize
water quality impacts. This approval to proceed with your proposed impacts or to conduct impacts to waters as depicted in your application shall expire upon expiration of the 404 Permit.
The conditions in effect on the date of issuance shall remain in effect for the life of the project, regardless of the expiration date of this Certification. [15A NCAC 02H .0507(c)]
DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC North Carolina Department of Environmental Quality Division of Water Resources 512 North Salisbury Street 1617 Mail
Service Center Raleigh, North Carolina 27699-1617 919.707.9000 Terroir Development, LLC DWR# 20220538 Individual Certification #WQC004893 Page 15 of 15 This, the 23rd day of
May 2022 Morella Sanchez-King Regional Operations Supervisor MSK/hs DocuSign Envelope ID: A93E70B9-3D30-45FC-8E2B-78C3BBCB6AEC
Exhibit C.7 - NCDEQ - EL Private San Sewer 2022-06-08_WQ0043419.pdf
Exhibit C.8 - NCDOT - EL Driveway Permit_D-065-22-00061.pdf
STATE OF NORTH CAROLINA DEPARTMENT OF TRANSPORTATION ROY COOPER J.ERIC BOYETTE G OVERNOR SECRETARY Mailing Address: NC DEPARTMENT OF TRANSPORTATION DIVISION OF HIGHWAYS 5501 BARBADOS
BLVD. CASTLE HAYNE, NC 28429 04-11-03 COURIER Telephone: 910-398-9100 Customer Service: 1-877-368-4968 Website: ncdot.gov Location: 5501 BARBADOS BLVD. CASTLE HAYNE, NC 28429 July
26, 2022 Stephanie Norris Estrella Landing Apartments, LLC P.O. Box 15025 Wilmington, NC. 28408 Subject: Permit D-065-22-00061 for the driveway access for 4615 Gordon Road located
on (SR 2048) in New Hanover County. Dear applicant: Your request for the subject development access has been approved per the attached plans dated 7/22/22 (sealed by David Luke Menius
P.E. of Stroud Engineering, P.A.) and is subject to the following conditions and the attached Driveway Permits Standard Conditions. • This approval is for an existing driveway connection
for 84 proposed apartment units, the driveway currently allows left and right turns in but is right out only. (See attached approved driveway permit D065-16-010 R1 for Gordon Road Buy
Quick) • This development is located within TIP U-6202. With that in mind, any accesses that conflict with the planned transportation infrastructure may be modified and/or removed
and there shall not be any compensation made by NCDOT. The current TIP U-6202 is proposed as divided facility. Therefore, the permitted accesses will be restricted as right-in/right-out
only in the future. • The applicant/property owner of the facility shall be responsible to perform routine maintenance of the driveway (s) to ensure all applicable concrete median islands,
traffic signs and pavement markings and reflectors remain in compliance as permitted. • No obstructions shall be allowed in the location of the future right of way (10 ft X 70 ft) sight
triangles. • No vehicles shall be parked within the NCDOT right of way at any time. • This permit does not provide approval for any construction outside of NCDOT right-of-way. Any
construction planned or proposed outside NCDOT right-of-way shall require the developer to obtain concurrence and/or right-of-way from subject property owner and/or local government.
• This driveway is considered a commercial type of driveway and so, shall be maintained by the property owner/developer/HOA/POA in accordance with NCDOT policy. • Any additional future
proposed development and/or redevelopment of this parcel/property shall require a revised driveway permit with NCDOT. Interconnectivity between adjoining properties is recommended
by NCDOT. • The terms and conditions of this permit shall be incorporated into any lease or sales agreement and all lots (outparcels), including all remaining undeveloped tracts within
the subject development, shall be served internally. Mailing Address: NC DEPARTMENT OF TRANSPORTATION DIVISION OF HIGHWAYS 5501 BARBADOS BLVD. CASTLE HAYNE, NC 28429 04-11-03 COURIER
Telephone: 910-398-9100 Customer Service: 1-877-368-4968 Website: ncdot.gov Location: 5501 BARBADOS BLVD. CASTLE HAYNE, NC 28429 • The developer is responsible for obtaining any and
all permits and approvals necessary for the development of this project prior to commencement of any construction activities within the NCDOT right-of-way. • This driveway permit does
not include any utility connections or approvals within the Right-of-Way. Such approvals are handled through a separate Encroachment Agreement. • All improvements, i.e. roadway pavement
widening, traffic control, pavement markings, etc., shall be constructed in accordance the 2018 NCDOT Standard Specifications for Roads and Structures and the 2018 NCDOT Roadway Standard
Drawings. • Time Restriction – Night Work Only: No lane closures shall be allowed between 6:00am and 7:00pm and NO weekend lane closures. (HOURS SUBJECT TO CHANGE DUE TO TRAFFIC CONDITIONS)
• No lane closures shall be allowed on State holidays and local events. • For Pre-construction meeting, the Encroaching party or their contractor shall provide Three (3) business days
advance notice prior to construction activity within the NCDOT Right of Way, contact Randy E. Chavis at (910) 398-9115 or email to rechavis1@ncdot.gov to conduct this meeting. Sincerely,
Benjamin T. Hughes, P.E. District Engineer BTH/jr/rec ec: Kathy Stephens, New Hanover County Maintenance Engineer, NCDOT Ron Meredith, Planner, New Hanover County Christine Bouffard,
Zoning Compliance Official, New Hanover County Jessi Leonard, P.E. Division Traffic Engineer, NCDOT for • This approval is for an existing driveway connection for 84 proposed apartment
units, the driveway currently allows left and right turns in but is right out only. (See attached approved driveway permit D-065-16-010 R1 for Gordon Road Buy Quick) • This
development is located within TIP U-6202. With that in mind, any accesses that conflict with the planned transportation infrastructure may be modified and/or removed and there shall
not be any compensation made by NCDOT. The current TIP U-6202 is proposed as divided facility. Therefore, the permitted accesses will be restricted as right-in/right-out only
in the future. • The applicant/property owner of the facility shall be responsible to perform routine maintenance of the driveway (s) to ensure all applicable concrete median islands,
traffic signs and pavement markings and reflectors remain in compliance as permitted. • No obstructions shall be allowed in the location of the future right of way (10 ft X 70 ft)
sight triangles. for Benjamin T. Hughes, P.E. 07/26/2022
Exhibit D - MRA - EL Permit Set 2022-03-18_IN REVIEW.pdf G-00
PROJECT INFORMATION DIRECTORY ARCHITECT M.P.E. ENGINEER CIVIL ENGINEER / SURVEYOR OWNER INDEX OF DRAWINGS BUILDING CODE INFORMATION LOCATION MAP STRUCTURAL ENGINEER 03-18-22 24 HOUR
CONTACTUNIT DESCRIPTION HANDICAP REQUIREMENTS x x x ¬ ¬ ¬ PROJECT DESCRIPTION x x x x x x x x x RELEASED FOR CONSTRUCTION 4615 GORDON RD WILMINGTON, NC 28411 D e c a t u r , G e o r
g i a R e g i s t e r e d A r c h i t e c t u r a l C o r p o r a t i o n M a r t i n R i l e y A s s o c i a t e s A r c h i t e c t s , P . C . 50341 N o r t h C a r o l i n a *
ESTRELLA LANDING RELEASED FOR CONSTRUCTION RELEASED FOR CONSTRUCTION RELEASED FOR CONSTRUCTION RELEASED FOR CONSTRUCTION RELEASED FOR CONSTRUCTION RELEASED FOR CONSTRUCTION RELEASED
FOR CONSTRUCTION RELEASED FOR CONSTRUCTION RELEASED FOR CONSTRUCTION RELEASED FOR CONSTRUCTION RELEASED FOR CONSTRUCTION OFFICE :..::.:: FITNESS :..::.:: CENTER RESTROOM :..::.::.....::::.:::.:
COMPUTER CENTER OFFICE LAUNDRYMAINT. MULTIPURPOSE BREAK ROOM PORCH PORCH RESTROOMS RELEASED FOR CONSTRUCTION RELEASED FOR CONSTRUCTION 1PICNIC SHELTER PLAN 1/4" = 1'-0" PICNIC SHELTER
ELECTRICAL PLAN 1/4" = 1'-0" 2 3PICNIC SHELTER FRONT/REAR ELEVATION 1/4" = 1'-0" 4 PICNIC SHELTER SIDE ELEVATION 1/4" = 1'-0" RELEASED FOR CONSTRUCTION Welcome Home * Children under
the age of 16 must have adult supervision. * Only one per at at time on slide. * No jumping from any play structure. * No boisterous behavior or foul language. * Shoes required. Bare
feet not permitted. * Do not walk in front of swings while in use. * No glass contaiers allowed. * Please help keep playground area clean and litter free. * Please report damaged or
broken equipment to management. * Management reserves the right to restrict or deny the use of the facitity to any person in violation of the above policies. Hours: 9 am to 9 pm PLAYGROUND
RULES Future Resident Parking NO PARKING PRIVATE PROPERTY NO TRESPASSING NO SOLICITING RESIDENT USE ONLY PICNIC AREA MAIL CENTER STOP LEASING CENTER # CLOTHES CARE CENTER TRASH RULES:
Violators will be subjected to fine. * Household garbage only. * No large items permitted. 123 :..::.:: 123 :..::.:: :..::.:: :..::.:: MARTIN RILEY ASSOCIATES ESTRELLA LANDING APARTMENTS
APARTMENTS RESIDENT MANAGER EQUAL HOUSING OPPORTUNITY E S T R E L L A L A N D I N G (###) ###-#### RELEASED FOR CONSTRUCTION
Exhibit D.1 - Photo Sheet - Bennett Village 2022-06-16.pdf
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